Atal Pension Yojana

By | 22 March, 2022

Hello Reader Friends, Today, information is presented about the Atal Pension Scheme implemented by the Government of India. To implement the pension scheme in the budget of the year 2015-16 to provide working security to the business class, less organized unorganized state government. This scheme was known as Swahi Pahelavalamban Yojana.

The Government of India has several schemes under Jan-Dhan Thi Suraksha Yojana, including Jeevan Jivi Vima Yojana (330), Vishwa Suraksha Yojana (12) etc. The Atal Pension Scheme has been running by the Central Government since June 1, 2015. To avail the benefits of this scheme every month is for premium grounds in bank / stick account. Beneficiaries for meals should be between 18 to 40 years. Will run from 60 years to 1000 to 5000 after paying normal premium.

Key Terms of Atal Pension Yojana

  • Beneficiaries joining the scheme must have a Saving Account of Bank or Post Department.
  • A birth certificate or living certificate or other age document is required to verify the age of the beneficiary from 18 to 40 years.
  • The premium installment cannot be paid in cash. Installment can be paid only by debit from savings account.
  • The amount of premium will be determined based on the age of the beneficiary and the amount of pension.
  • Beneficiaries with Saving Account are required to have a balance in their bank or post account equal to the minimum balance + premium amount.

Also read rajsthan nps kapat bandh

  • If the premium is not paid within 6 months, the account will be frozen. If the premium is not paid for 12 months, the account will be deactivated and if the premium is not paid by the beneficiary for 24 months, the account will be closed.
  • The customer will be able to increase or decrease the amount of pension. But only those who can do it in April of that year and once a year.
  • In case of death of the beneficiary under PM Atal Pension Yojana, his Spouse will be entitled to the amount of pension fixed by the lifetime beneficiary. And if there is no Spouse then the nominee will be entitled to the amount of Pension Cops.
  • The amount of premium paid by the beneficiary under the Atal Pension Scheme is deductible under Section 80-C as per the Incometax Act.

Atal Pension Yojana Form in English

Atal Pension Yojana Form in Hindi

Official website: Click here

Document

  • The benefits of this scheme will be available only to Indian citizens.
  • Beneficiaries will get the benefit of Atal pension yojana after the age of 60 years.
  • According to the premium under the scheme, you will get a pension of Rs.1000 to Rs.5000 per month.
  • The amount of premium will be determined on the basis of age.
  • If an 18-year-old beneficiary wants to get a 5000 pensions under this scheme, he has to deposit a premium of Rs.210 per month.
  • If a 40-year-old beneficiary wants to get a 5000 pensions then he has to deposit Rs. 1454 / – per month as premium.

 

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