Festival Asia

Your life insurance policy will become more expensive as you age. You may find it difficult to afford your policy, which is why many people end up giving up their insurance policies. LIMRA and the Society of Actuaries conducted a 2019 study and found that 4 percent of life insurance policies – worth billions of […]

“Living benefits” can be used to refer to some of the death benefits that you are able to use before your death. This could include the ability to use some of the benefits if you have a chronic, terminal or critical illness. It can also refer to any feature that you can use throughout your […]

Your current health and your past medical history will determine whether you are eligible for life insurance. You might think you aren’t eligible for life insurance if you have type 1 or 2 diabetes. People with diabetes who are well-managed can often get life insurance. They will also be able to find a rate that […]

The US life insurance marketplace is large and competitive. Although it may not be better for consumers or investors, it does indicate a level of financial stability and longevity in the life insurance industry. Life insurance A policy or contract that guarantees the insured or their beneficiaries a certain amount of money as stated in […]

Term life insurance provides protection for a specified period, ranging from one to forty years depending on the carrier. This insurance is popular with young families and those who need affordable protection. Term life insurance can be sufficient for some people, but it can also be bought alongside permanent insurance to provide greater coverage and […]

No medical exam life insurance is any policy that you can apply for without undergoing a medical exam. Instead of taking an exam, you answer questions about your health and the insurance company reviews your medical and other records. In some cases, you may be asked to interview by phone. This is best for applicants […]

A cancer diagnosis can have devastating consequences. Although it can be difficult to get life insurance after being diagnosed with cancer, it is possible. Your diagnosis can affect your ability to get traditional life insurance policies. It will depend on what type of cancer you have, how long you have been in remission, and the […]

Burial insurance, also known as senior insurance or final expense insurance, is a whole life insurance policy that covers funeral expenses and small expenses. You can usually get approved for the death benefit without having to undergo a medical exam. Some policies will require you to answer health questions, while others won’t. These policies are […]

A universal life insurance policy is a good choice if you are looking for life insurance that will increase in value depending on current stock market performance or interest rates. A universal life (UL), which provides lifetime protection, cash value, and the ability to adjust or eliminate premiums altogether, can be purchased. You will need […]

As you age, life insurance is something that you will need. It can prove to be very valuable for young adults planning on starting a family or growing their family. Because life insurance premiums rise with age, it is a good idea to buy a policy when you are young and healthy in order to […]