Recently, Whatsaap online payment service has begun in the country. After the lockdown, the transaction has actually become digital in the country. Currently, five types of online payment services are continued in the country. UPI, Wallet, Payment Gateway, Net Banking and NEFT have made a digital in the country transaction process. Learn about it …

1. What is UPI Service?

The Wallet Service features a direct transaction by each of the App UPI. That is, if you wish you can also make a transaction from the wallet and even from UPI. Wallet services are also available for e-payments in India. As many online transactions are being done across the country, there are more than 50% of the Wallet App. The figure in the retail payment is more than 85%. 2. What is the wallet? We can add money for shopping and payments using our credit, debit card and UPI using our credit, debit card and UPI.

1. Google Pay

Make UPI payments, recharges, pay bills & businesses with Google Pay (Tez)

Make UPI transfers or do mobile recharges, bills and payments to businesses with Google Pay, a simple and secure payments app by Google.

Join crores of Indians who are using Google Pay for all their payment needs. Refer friends, get the latest offers and earn rewards as you pay.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information, wherever you shop online or offline.
Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

GOOGLE PAY એપ ડાઉનલોડ કરવા અહીં ક્લિક કરો.

2. Phone pe

India’s Payment App! Secure UPI money transfer & payments from your bank account

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance products on PhonePe.

Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking.

Things you can do on the PhonePe app:

Transfer money with BHIM UPI: Send and request money from your contacts anytime, anywhere. You can instantly transfer money to any mobile number with UPI and also send money to any bank account using a IFSC code. You can also check your account balance, save beneficiaries & manage multiple bank accounts across banks like SBI, ICICI Bank, HDFC bank, Bank of Baroda & 140+ banks.

Recharge your mobile and DTH connection safely from home: Recharge your prepaid mobile for operators like Jio, Vodafone, Airtel, Idea. You can also recharge your Datacard/DTH connections across leading providers like Tata Sky, SUN Direct, Airtel Direct, Videocon D2H.

Pay your Credit Card Bills: Pay credit card bills for Visa, Amex, MasterCard, Rupay & Diners.

PHONE PE એપ્લિકેશન ડાઉનલોડ કરવા અહીં ક્લિક કરો.


BHIM UPI Payments, Mobile Recharges, Fastag, Money Transfer via bank, Pay Bills

Paytm (पेटीएम), with over 350 million downloads, is India’s most widely accepted payments app. Make instant payments by scanning QR at stores, pay (पे) at all popular online websites and apps, make banks to bank money transfers, mobile recharge and bill payments – all directly from your bank account with Paytm.

You can also buy or manage your Fastag (फास्टैग), check your free CIBIL credit score (फ्री क्रेडिट स्कोर), play games, and do online shopping – all with Paytm.

UPI Payments and Money Transfer from Bank Account

Send & receive money to any phone number or bank account directly through your bank account at 0% charge. Wallet KYC is not mandatory.

Link any bank account for UPI payments: State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank, Citi Bank, Yes Bank, Bank of Baroda (BoB), Punjab National Bank (PNB), Bank of India, Canara Bank, Indusind Bank, Federal Bank, Union Bank of India, Karnataka Bank, and all other BHIM UPI payments enabled banks.

Check Bank Account Balance Instantly

Instantly check Bank Balance of any of your linked bank accounts for free.

Recharge your Mobile and DTH account

Recharge your phone with Paytm, the fastest mobile recharge app with the best recharge offers for Jio, Airtel, Vodafone Idea or BSNL. You can also recharge your DTH account.

4 most popular payment gateway services in the country

PAYTM એપ્લિકેશન ડાઉનલોડ કરવા અહીં ક્લિક કરો.


Amazon Pay makes it simple for hundreds of millions of customers around the globe to pay for products and services using the information already stored in their Amazon accounts. To make a payment, you can use any of the payment methods in your Amazon account.

Shop from over 17 crore products, pay bills, transfer money and book flights

The Amazon Shopping, UPI, Money Transfer, Bill Payment App brings to you, over 17 Crore original products, at great prices & deals. Shop on the Amazon App for the latest electronics – Redmi Y3, Apple iPhone, Samsung Galaxy, OnePlus 7 Pro & more, accessories – earphones, chargers, power banks. Shop for your home needs and choose from selection across TVs, refrigerators, water purifiers, washing machines. Shop from Amazon Fashion for all occasions – Formal attire, casual and daily wear – shirts for men, sarees & gowns for women, watches, jewelry, shoes & footwear. Recharge your prepaid mobile, DTH account, pay bills, book flights & movie tickets, transfer money, scan & pay at your nearby stores with Amazon Pay. Download the Amazon Shopping App for free, from Google Play Store & enjoy online shopping.

Great Shopping Experience

The free online shopping app from Amazon assures you of a great shopping experience with a wide selection across categories like fashion, electronics, home & kitchen and more. You can browse and search for your desired products by product name, category or brands. Get personalized recommendations based on ratings & shopping trends. Enjoy up-to the minute order tracking on the app, get notified on latest deals, price drops and upcoming launches.


WhatsApp Pay allows users to send money only to their contacts after which it enables UPI ID. WhatsApp Pay users could enter the UPI ID and send money. Through QR code, WhatsApp users can also send money to people who are not in their contact list.

WhatsApp, the Facebook-owned chat platform, will now let you make UPI payments. The new addition makes it easy to send and receive money from any WhatsApp contact or for that matter, any bank account with a UPI ID linked to it.

1. Citrus-Pay

દિવ્ય ભાસ્કર ન્યૂઝ રીપોર્ટ વાંચવા અહીં ક્લિક કરો.

Payment Gateway Citrus Pay is currently the most popular currency in the country. This is one of the most secure payment gateways. Citrus Pay also offers online wallet services like Citrus Cash and Citrus Cube for bill payments.

2. CC Avenue

CC Avenue is also a popular gateway for online payments. It gives you many online payment options. Its biggest feature is that we can use it in 18 languages ​​from home and abroad. What is special about it is that through it you can deal in the currencies of 27 countries.

3. Payu Biz India

Payu Biz India Payment Gateway accepts all types of online payments. It allows you to pay by card, netbanking, wallet, international card, EMI and IVR. Payu Biz India also accepts payments in currencies of 13 countries. Payu Biz India looks after the online payment management of the country’s major banks. Payments can be made from an Android phone to Payu Biz India with just one tap.

4. Zak-Pay

This is also a very famous payment gateway. Zak-Pay accepts payments from all foreign and domestic credit cards. Payments can be made through Diners Club, Visa and MasterCard. Zak-Pay is a secure and easy payment gateway.

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